Conventional Loans

All loans backed by Fannie Mae and Freddie Mac are typically conventional loans, which are not insured by the government.

*Fixed-Rate Mortgages: Predictable payments with terms ranging from 10 to 30 years, ideal for long-term stability.
*Adjustable-Rate Mortgages (ARMs): Lower initial rates with periodic adjustments, great for short-term or flexible plans.
*Interest-Only Loans: Lower payments upfront, providing flexibility for cash flow management.
*Seller & Lender Paid Buydowns: Options to lower your interest rate temporarily or permanently, tailored to your budget and needs.