A Constrained System, Not a Reset Year Early in 2026, the housing market is no longer reacting to the shock of higher interest rates. Instead, it is operating inside a set of structural constraints that have become clearer over the past two years. This is not a market waiting on a single event like a Fed pivot, a recession, or a surge in demand. It is a market shaped by limits. Limits on how far rates can fall, how much inventory can expand, how quickly affordability can impr

Denver Housing Bust? A data-driven breakdown of the October 2025 market. Every few months a scary headline makes the rounds: “91% of homes have lost value.” “Housing recession deepens.” “Denver real estate finally collapsing.” If you read enough of them, you’d think we were back in 2008.But when you dig into the actual numbers, both nationally and here in Denver, the story is very different. Denver is cooling. Some segments are softening faster than others. But a crash? Forc

Will home prices drop in 2025? Where are mortgage rates headed? This housing market forecast breaks down key trends, predictions, and risks

First-time homebuyers discussing mortgage pre-approval with their lender. Buying a home is one of life’s biggest milestones. But before...